Guarantor and Insurance

Understand why a guarantor is required, what a guarantee company costs, and which risks fire insurance does and does not cover.

N3 Topic-Based Conversation — Renting & Real Estate Negotiation · All lessons · All courses

Vocabulary

  • 保証人(ほしょうにん) (保証人): guarantor
  • 連帯保証人(れんたいほしょうにん) (連帯保証人): joint guarantor
  • 保証会社(ほしょうがいしゃ) (保証会社): guarantee company
  • 保証料(ほしょうりょう) (保証料): guarantee fee
  • 緊急連絡先(きんきゅうれんらくさき) (緊急連絡先): emergency contact
  • 火災保険(かさいほけん) (火災保険): fire insurance
  • 補償(ほしょう) (補償): compensation, coverage
  • 加入(かにゅう) (加入): joining, subscribing to insurance
  • 審査(しんさ) (審査): screening, examination
  • 収入(しゅうにゅう) (収入): income
  • 証明書(しょうめいしょ) (証明書): certificate, written proof
  • 親族(しんぞく) (親族): relative, family member
  • 依頼(いらい) (依頼): request, asking someone to do something
  • 負担(ふたん) (負担): burden, cost borne by someone

In-lesson practice

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Frequently asked questions

What does 「保証人(ほしょうにん)」 mean in this lesson?
guarantor
What does 「連帯保証人(れんたいほしょうにん)」 mean in this lesson?
joint guarantor
What does 「保証会社(ほしょうがいしゃ)」 mean in this lesson?
guarantee company
What does 「保証料(ほしょうりょう)」 mean in this lesson?
guarantee fee
What does 「緊急連絡先(きんきゅうれんらくさき)」 mean in this lesson?
emergency contact
What does 「火災保険(かさいほけん)」 mean in this lesson?
fire insurance
What does 「補償(ほしょう)」 mean in this lesson?
compensation, coverage
What does 「加入(かにゅう)」 mean in this lesson?
joining, subscribing to insurance
What does 「審査(しんさ)」 mean in this lesson?
screening, examination
What does 「収入(しゅうにゅう)」 mean in this lesson?
income
What does 「証明書(しょうめいしょ)」 mean in this lesson?
certificate, written proof
What does 「親族(しんぞく)」 mean in this lesson?
relative, family member
What does 「依頼(いらい)」 mean in this lesson?
request, asking someone to do something
What does 「負担(ふたん)」 mean in this lesson?
burden, cost borne by someone
親族が立てられない場合は、保証会社を利用( )。
する becomes せざるを得ない, so the polite form is せざるを得ません.
保証料は収入( )変わります。
The fee changes to match differences in income, so に応じて is correct.
一年で家賃が三倍になるなんて、普通はあり( )。
あり得ない is a fixed expression meaning 'cannot possibly be'.
「連帯保証人」の読み方として正しいものはどれですか。
連帯保証人 is read れんたいほしょうにん.
「補償」の意味として最も近いものはどれですか。
補償 means compensating for damage, usually through insurance.
大家さんに「親族の保証人が必要です」と言われましたが、日本に親族がいません。最も適切な返事はどれですか。
Asking about the guarantee company is the practical and polite solution. Pretending a friend is a relative would be dishonest.